Security questionnaires are the gatekeepers of SaaS deals, but each regulatory framework forces vendors to start from scratch. This article shows how adaptive transfer learning can turn a single AI model into a multi‑framework powerhouse, auto‑generating compliant answers across SOC 2, ISO 27001, GDPR, and emerging standards. We walk through the architecture, workflow, implementation steps, and future directions, giving you a practical roadmap to cut response cycles by up to 80 % while preserving auditability and explainability.